Van Finance Through a Supplier
How supplier-arranged finance works and what to consider before you sign
For many buyers, arranging finance alongside a vehicle supplier is one of the most convenient ways to fund a vehicle purchase. But how does it work, and is it the right option for you?
At VanCredit, we combine vehicle sales and finance under one roof, acting as a credit broker to help you find a competitive deal from our panel of lenders. That means you can choose your van and sort your finance in one place - without the hassle of approaching banks or lenders separately.
How does supplier-arranged finance work?
When you apply for finance through VanCredit, we submit your application to our panel of lenders on your behalf. This saves you time and means we can compare options to help find a suitable match for your circumstances.
The process typically works like this:
- Choose your vehicle - or apply first and choose later
- Complete a finance application - quick and straightforward
- We search our lender panel - to find the best available option for you
- Receive a decision - often the as soon as possible
- Finalise and collect - sign the agreement and drive away
Benefits of financing through VanCredit
One-stop shop
Choose your van and arrange finance in one place, with one team.
Multiple lender access
We compare options from a panel of lenders to help find the right fit.
Bad credit specialists
We work with lenders who specialise in poor credit, CCJs, and defaults.
Straightforward support
In most cases, we can provide a decision on the as soon as possible you apply.
Things to consider with supplier-arranged finance
Before committing to any finance agreement, it's worth keeping the following in mind:
- Compare rates - supplier-arranged finance can be competitive, but it is worth comparing
- Understand the terms - check the APR, total amount payable, and any fees
- Check your budget - make sure you can comfortably afford the monthly payments
- Ask questions - a good dealer will be happy to explain everything clearly
At VanCredit, we believe in transparency. We'll always explain the finance options available, so you can make an informed decision.
Ready to explore your options?
Apply for finance through VanCredit today. It is designed to be quick and there's no obligation to proceed.
- Previous credit problems considered
- No obligation to proceed
- Business and personal enquiries
- Subject to lender criteria
No impact on your credit score
VanCredit is a credit broker, not a lender. Finance is subject to status, affordability and lender criteria. Representative APR and example figures shown are for illustration only. Written quotations available on request.
We work with a limited panel of carefully selected finance providers. We may receive commission from lenders, which does not affect the rate offered to you. All finance applications are subject to status, affordability checks, and terms and conditions.
BMNC Limited trading as VanCredit | Company No: 16714761
Unit 21 Longfields Road, Barnsley, S71 3HT
Authorised and regulated by the Financial Conduct Authority. FCA FRN: 1046087