About VanCredit
Used Van Finance Specialists in Barnsley
VanCredit is an independent used van and van finance specialist based in Barnsley, South Yorkshire.
We help customers secure reliable used vehicles alongside finance solutions that are tailored to real-world circumstances - including bad credit, low credit scores, and previous financial difficulties.
Our focus is simple: honest advice, quality vehicles, and realistic finance options, all delivered by a team that understands how stressful van buying can be when finance is involved.
Why Choose VanCredit?
Finance and Vehicle Sales Under One Roof
At VanCredit, vehicle sourcing and finance support work together. While we focus on preparing quality used vans, our finance specialists work alongside you to secure the most suitable finance option.
Independent Van Finance Support
We're not tied to a single lender or finance product. That independence allows us to compare options from a panel of lenders and focus on what works best for you.
Quality Used Vans
Every vehicle is carefully selected, inspected, and prepared before sale. Our aim is to supply vans we'd be happy to use ourselves - not just push volume.
Part Exchange Welcome
Already have a vehicle? We consider it for part exchange, and we're happy to provide a no-obligation valuation to help reduce the cost of your next vehicle.
Responsive Finance Support
In most cases, once you've applied for finance, we're able to provide a decision the as soon as possible, helping you move forward without unnecessary delays.
Flexible Finance Options
Depending on your circumstances, you may be eligible for low or zero deposit finance, delayed initial payments, and specialist bad credit finance.
Who We Help
We work with customers from Barnsley and across South Yorkshire who may have been declined elsewhere.
We Specialise in Van Finance for Poor Credit
If you've been refused finance in the past, that doesn't automatically mean you'll be refused again. Different lenders have different criteria, and we work to identify the right match for your situation.
Low Credit Score?
A low credit score doesn't rule you out. We work with lenders who consider more than just your score.
IVA or Previous Bankruptcy
You may still be able to apply for van finance. Time passed and improved financial behaviour can work in your favour.
Claiming Benefits
Some lenders accept benefits as a source of income. As long as affordability criteria are met, it may still be possible.
CCJs, Defaults, or Arrears
Past financial difficulties can make finance harder - but not impossible. We assess each application individually.
Our Approach to Van Finance
We act as a credit broker, not a lender. This means:
- We don't charge you for applying
- We compare options from multiple lenders
- Any commission earned does not affect the rate you're offered
All finance is subject to status, affordability checks, and lender terms.
Ready to get started?
Whether you're ready to apply or just want honest advice, we're here to help.
- Previous credit problems considered
- No obligation to proceed
- Business and personal enquiries
- Subject to lender criteria
No impact on your credit score
VanCredit is a credit broker, not a lender. Finance is subject to status, affordability and lender criteria. Representative APR and example figures shown are for illustration only. Written quotations available on request.
We work with a limited panel of carefully selected finance providers. We may receive commission from lenders, which does not affect the rate offered to you. All finance applications are subject to status, affordability checks, and terms and conditions.
BMNC Limited trading as VanCredit | Company No: 16714761
Unit 21 Longfields Road, Barnsley, S71 3HT
Authorised and regulated by the Financial Conduct Authority. FCA FRN: 1046087