All Credit Circumstances Considered
Part Exchange Enquiries Welcome
Business and Personal Applications
Deposit and No-Deposit Enquiries
Soft Search - No Credit Impact
Clear, Straightforward Support
All Credit Circumstances Considered
Part Exchange Enquiries Welcome
Business and Personal Applications
Deposit and No-Deposit Enquiries
Soft Search - No Credit Impact
Clear, Straightforward Support

Van finance built around your circumstances

Finance options for sole traders, businesses and individual applicants — including customers with previous credit problems.

New and used vans
Business and personal applications
All credit circumstances considered
Deposit and no-deposit enquiries

Soft search - no impact on your credit score

Modern white commercial van in a professional navy-lit setting

Apply for Van Finance Online

How It Works

Getting van finance with VanCredit is quick and simple

1

Apply Now

Complete our quick and easy online finance application in just a few minutes.

2

Review Your Options

Our team considers available lender criteria and explains any suitable options.

3

Choose a Vehicle

Browse our range of quality used vans to find the right one for your needs.

4

Drive Away

If finance is agreed, complete the process for your chosen van.

NEW AND USED VAN FINANCE

Explore finance for light commercial vehicles, with deposit and no-deposit enquiries considered subject to status, affordability and lender criteria.

Straightforward van finance from VanCredit

Finance shaped around your circumstances

Explore a van finance arrangement suited to your budget and circumstances.

At VanCredit, we help customers with poor or limited credit histories access van finance options. Whether you've experienced CCJs, defaults, arrears, an IVA, or bankruptcy, our specialist team works with a panel of lenders to explore an appropriate route for you. Approval is never guaranteed.

Business and personal enquiries

We welcome enquiries from sole traders, limited companies, partnerships and individual applicants looking for a new or used van.

Explore van options or get in touch to discuss your options.

Previous credit problems considered

We specialise in helping customers who've been declined elsewhere. Our experienced advisors take the time to understand your circumstances and match you with lenders whose criteria may suit your application.

We regularly help customers with:

  • Poor credit ratings
  • Provisional or EU licences
  • CCJs, arrears, defaults, IVAs, and previous bankruptcy

Unlike traditional vehicle dealerships, VanCredit focuses on finance first - because everyone deserves the chance to get back on the road.

Choose a suitable commercial vehicle

Consider the payload, load space, mileage and VAT treatment of a vehicle, including:

  • VAT-inclusive and VAT-exclusive advertised pricing
  • Service and maintenance history
  • Suitability for your work or personal requirements

Vehicle condition, warranty and breakdown cover will depend on the chosen supplier and vehicle.

Apply now - our application form is designed to be quick!

Complete our short application and we'll explore available finance options based on your circumstances.

  • Previous credit problems considered
  • No obligation to proceed
  • Business and personal enquiries
  • Subject to lender criteria
Apply Now

No impact on your credit score

VanCredit is a credit broker, not a lender. Finance is subject to status, affordability and lender criteria. Representative APR and example figures shown are for illustration only. Written quotations available on request.

We work with a limited panel of carefully selected finance providers. We may receive commission from lenders, which does not affect the rate offered to you. All finance applications are subject to status, affordability checks, and terms and conditions.