Van finance built around your circumstances
Finance options for sole traders, businesses and individual applicants — including customers with previous credit problems.
Soft search - no impact on your credit score

Apply for Van Finance Online
How It Works
Getting van finance with VanCredit is quick and simple
Apply Now
Complete our quick and easy online finance application in just a few minutes.
Review Your Options
Our team considers available lender criteria and explains any suitable options.
Choose a Vehicle
Browse our range of quality used vans to find the right one for your needs.
Drive Away
If finance is agreed, complete the process for your chosen van.
NEW AND USED VAN FINANCE
Explore finance for light commercial vehicles, with deposit and no-deposit enquiries considered subject to status, affordability and lender criteria.
Straightforward van finance from VanCredit
Finance shaped around your circumstances
Explore a van finance arrangement suited to your budget and circumstances.
At VanCredit, we help customers with poor or limited credit histories access van finance options. Whether you've experienced CCJs, defaults, arrears, an IVA, or bankruptcy, our specialist team works with a panel of lenders to explore an appropriate route for you. Approval is never guaranteed.
Business and personal enquiries
We welcome enquiries from sole traders, limited companies, partnerships and individual applicants looking for a new or used van.
Explore van options or get in touch to discuss your options.
Previous credit problems considered
We specialise in helping customers who've been declined elsewhere. Our experienced advisors take the time to understand your circumstances and match you with lenders whose criteria may suit your application.
We regularly help customers with:
- Poor credit ratings
- Provisional or EU licences
- CCJs, arrears, defaults, IVAs, and previous bankruptcy
Unlike traditional vehicle dealerships, VanCredit focuses on finance first - because everyone deserves the chance to get back on the road.
Choose a suitable commercial vehicle
Consider the payload, load space, mileage and VAT treatment of a vehicle, including:
- VAT-inclusive and VAT-exclusive advertised pricing
- Service and maintenance history
- Suitability for your work or personal requirements
Vehicle condition, warranty and breakdown cover will depend on the chosen supplier and vehicle.
Apply now - our application form is designed to be quick!
Complete our short application and we'll explore available finance options based on your circumstances.
- Previous credit problems considered
- No obligation to proceed
- Business and personal enquiries
- Subject to lender criteria
No impact on your credit score
VanCredit is a credit broker, not a lender. Finance is subject to status, affordability and lender criteria. Representative APR and example figures shown are for illustration only. Written quotations available on request.
We work with a limited panel of carefully selected finance providers. We may receive commission from lenders, which does not affect the rate offered to you. All finance applications are subject to status, affordability checks, and terms and conditions.
BMNC Limited trading as VanCredit | Company No: 16714761
Unit 21 Longfields Road, Barnsley, S71 3HT
Authorised and regulated by the Financial Conduct Authority. FCA FRN: 1046087